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Category: money

Cancer Treatment Out of Reach even with Insurance

21 July, 2010 (10:00) | BlogHer, Health, breast cancer, family, healthcare, life, money, women, women's health | By: Catherine Morgan

How Much Is Your Life Worth?  Even with insurance you may be unable to afford cancer treatment.

There is never a good time to find out you have cancer, but now may prove to be the worst time.  With the economy and health care crisis making day to day life more costly for many Americans, a cancer diagnosis can be financially devastating.  At the exact time a cancer patient needs to find the strength to fight for their life, they now need to worry just as much about whether or not they can afford treatment.  There’s just something fundamentally wrong with that.

From Kalamazoo Gazette  – Health care bill helps, but medical costs still sickening

The American Cancer Society has released the results of a recent survey that indicates nearly half of cancer patients under age 65 have had difficulty paying for health care costs such as health insurance premiums, co-pays and prescription drugs in the past two years, and that one-third of those currently in active cancer treatment have put off some type of health care in the past year.
Other findings:

  • One in three cancer patients under age 65 struggles to pay for basic necessities — such as food, heat and housing — and other bills in the past two years.
  • One in five has used up all or most of savings.

What I find even more despicable, is how insured patients are being denied the most cutting edge treatments because their insurance carriers think they are too expensive.

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Should The Government Control What We Can Eat?

15 April, 2010 (09:50) | BlogHer, Health, dieting, family, food, healthcare, life, money, news, nutrition, politics, thoughts, women, women bloggers, women's health | By: Catherine Morgan

I know many people don’t think our government has any business telling us what we can and can not eat. Until recently, I might have even agreed. But the problem of obesity is reaching epidemic proportions, and there’s no signs of it getting any better on it’s own. More and more evidence is pointing to the dangers associated with all the high fat, high sugar, and processed foods we are eating.  And with such a limited amount of healthy food available to the consumer (at least compared to unhealthy foods), its virtually impossible to suggest that people have a “choice” when it comes to avoiding trans fats and processed foods.

These foods are not just making us fat, these foods are killing us.   The CDC estimates that more than 300,000 Americans die each year from obesity-related complications…Doesn’t our government bare some responsibility in protecting the lives of its citizens?

It seems we are long past telling people to simply avoid these unhealthy foods, for so many people that is just not an option.  To make matters worse, it’s now believed that junk food can be as addicting as cocaine.

What can be done?

I don’t think there is one way to fix this problem, but I do think that something needs to be done. Here is a graph showing preventable causes of death…

Obesity isn’t a problem that can be solved with a one-size-fits-all solution.  But there are things our government could do that would help.

Although controversial, some say that taxing junk food is the answer.  But during a recession it’s hard to justify increasing the cost of food (even if it is junk).  I think taxing junk food could be a good idea, as long as it’s done in conjunction with making healthy foods more available and affordable.  And what about taxing the manufacturers producing this junk too?  It surely couldn’t hurt to make selling junk food less profitable.

I also think more regulations on processed and fast foods would be beneficial.  Eliminating trans fats is a great start, but lowering the acceptable amounts of sodium and sugar being used by manufacturers is also very important.  We have to stop allowing manufacturers to sell products that are essentially killing consumers.

What do you think?

Here are a few articles on this topic…

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Play BlogHer Scavenger Hunt – Win $100 Cash

14 April, 2010 (10:55) | BlogHer, blogging, family, life, money, women, women bloggers | By: Catherine Morgan

Find out what BlogHer was a guest on Oprah, who played cards with Brad Pitt, and who had their first kiss with Scott Baio.    HINT:  One of them was me.

In the spirit of their newly launched Fun and Games section, BlogHer has cooked up a Scavenger Hunt using some of your jaw-dropping profile facts. Playing is fun and easy, and we’re giving away cash prizes, natch.

Here’s how it works:

  • Read (and marvel!) at each fun fact about a BlogHer.
  • Tell us which amazing BlogHer the fact belongs to. We make it easy by giving you just two links to BlogHer profiles. Follow each link, read both surprising facts and then answer (links will open in a new window, so you won’t lose your place on the entry form).

If you score 100 percent correct answers, you’ll be entered in a random drawing to win one of ten $100 Visa gift cards. Late to the game? No worries, we’re leaving this open until Tuesday, April 20th, at 5 p.m. Pacific. Read the official rules here.

Go here to playScavenger Hunt:  Scott Baio Was My First Kiss Edition

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Can We Become A Healthier Nation?

9 April, 2010 (15:25) | BlogHer, Health, YouTube, children, family, healthcare, life, money, news, politics, videos, women's health | By: Catherine Morgan

National Public Health Week:  Can We Become A Healthier Nation?

I think many people living in the United States would be surprised to know that we are not one of healthiest nations in the world.  Not even close.

The American Public Health Association (APHA) would like to change that, but they can’t do it alone.  So during the first week of April, the APHA would like to bring more awareness to public health, and offer ways that we can all help this country become a healthy nation.

While the United States spends more on health care than any other nation in the world, it lags behind many developed nations in important health measures. Compared with other developed nations, the United States has relatively low life expectancy, high infant mortality rates, a high prevalence of HIV/AIDS and persistent health inequities.

This is simply unacceptable. Since the early 1900s, APHA has vigorously promoted the need for universal health care coverage. However, while universal access to health care is vital to improving the health of our nation, it is just one element of reforming our health system. In order to more fully and effectively achieve a healthier nation we need to ensure the underlying social and economic conditions that allow individuals and communities to be healthy.

We must shift from a nation solely focused on treating individual illness to one that also promotes population-based health services that encourage preventive and early intervention practices.

What do you think?  Can we become a healthier nation?  Would you be willing to help us get there?

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Healthcare: Fake Medical Insurance

23 March, 2010 (12:33) | BlogHer, Health, family, healthcare, money, news, politics, women's health | By: Catherine Morgan

A few weeks ago I noticed that I was seeing an increasing number of commercials advertising inexpensive “easy to get” health insurance.  The first thing that came to my mind was…This has got to be some sort of scamOtherwise, wouldn’t everyone be getting cheap insurance? It’s sad really, with over 46 million Americans uninsured, there is no shortage of scammers lining up to exploit them.

It seems I was right.  If it sounds too good to be true, it probably is.

These fake and deceptive health plans are spreading like wildfire across the country, taking advantage of our troubled economy and playing on people’s fears.  Victims of this insurance fraud have been saddled with tens of thousands of dollars in medical bills when their bogus insurers refuse to pay.  And this isn’t a problem that is going to go away any time soon, so consumers need to learn how to recognize these fraudulent policies and protect themselves.

Here’s what AARP is saying these scams…

With the recession, rising unemployment and continued debate over health care reform, “there’s a perfect storm of circumstances that resulted in a new proliferation in fake and deceptive health insurance,” says Jim Quiggle of the Coalition Against Insurance Fraud, a Washington-based consumer watchdog group.

“Some of these policies are completely phony, delivering nothing but a piece of paper. Others promise full health benefits, but provide shriveled coverage and expensive hidden costs.

This is from the Coalition Against Insurance Fraud

Typically, crooked plans aggressively market full health coverage, but deliver no coverage at all, stripped-down policies that deliver little, or medical discount cards (which require members to pay most expenses themselves). Blast faxes, invasive telemarketing, insurance agents and enticing websites are among the marketing tools. Regulators in most states have been forced to crack down over the last two years. But the plans are hard to shut down. Often they simply disappear and resurface under new names, without required state licenses.

This is how the scams work and here are 9 warning signs to look for.

If you suspect fraud – Here is a state by state list of fraud bureaus.

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Thanksgiving: Make Your Holiday Dinner On A Budget.

14 November, 2009 (12:27) | family, food, life, mommy bloggers, money, nutrition, women, women bloggers | By: Catherine Morgan

turkey

It’s so important to eat health even when you’re on a budget.  And in today’s economy many of us will find ourselves looking for ways to make our holiday meals without breaking the bank.  Thankfully, there are many women blogging about just that.  Here is a quick blog round-up that can help you have a wonderfully frugal holiday.

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3 Tips For Reducing the Stress of Daily Life

23 September, 2009 (00:21) | Health, empowerment, family, happiness, inspirational, life, money, peace, positive thinking, success, thoughts, videos, women's health | By: Catherine Morgan

herbal eye pillow

Is stress wearing you down? Are you worried about the bad economy? Your job? The mortgage? Your health? Your family? If so, you are not alone.

Life is always changing, and that can feel very stressful. But often, seemingly bad things will happen in our lives, that will actually turn out to be the catalysts to something positive. It’s very true that when one door closes another will open. Although it never feels so great when that one door closes. Recently I’ve had several doors close on me. But as hard as it’s been, I can already see that these things needed to happen to bring me closer to where I am meant to be.

There are three things we can do to help relieve the stress in our lives…

Continue reading the full post here.

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TIME: The High Cost of Cheap Food

1 September, 2009 (22:29) | BlogHer, Health, food, life, money, news, nutrition, women's health | By: Catherine Morgan

There was an interesting article this week in TIME magazine – Getting Real About The High Cost of Cheap Food. The article goes into detail about the harmful effects of cheap food on our environment, our finances, and ourselves.

Have you read the article?

From Choosing Raw – Nutrition in the News: The High Price of Cheap Food

Hope you’re enjoying your start to the week. I just wanted to draw everyone’s attention to Time Magazine’s very excellent cover article this week. It details the true cost–economic, medical, cultural, environmental–of mass-produced and processed food, and it’s worth reading and sending to your loved ones A.S.A.P. The article probably won’t tell you anything you didn’t learn from Food, Inc. or The Omnivore’s Dilemma, but it’s powerful, succinct, and uncompromising. Most importantly, it’s a huge sign of progress that major newsweeklies are spreading word about the true cost of cheaply produced, high-protein diets.

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Royal Pains: Concierge Medicine

19 July, 2009 (18:53) | BlogHer, Health, healthcare, life, money, women's health | By: Catherine Morgan

Royal Pains: Can Concierge Medicine Coexist With Obama’s Healthcare Plan? (cross-posted at BlogHer)

Have you seen the new show Royal Pains? If so, you are probably now familiar with what a concierge doctor is. It’s not a bad show, but is concierge (or boutique) healthcare bad for patients?

This is from an episode of The Doctors

Have you ever wished you had your own personal doctor at your beck and call? Now you can. Concierge doctors are gaining popularity, but can the average person afford them? President of Elite Personal Physician Services, Dr. Cheryl BryantBruce, explains that her clients have 24/ 7 direct access to her.

“Whether you get the $100,000 package or the $10,000 package, you will get the same medical care,” Dr. BryantBruce assures. “We have a Hippocratic oath that tells us that is what we are supposed to do.”

It seems to me that if you can afford it, it’s a great way to go. The trouble is, most people probably can’t afford it.

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Eating Healthy On A Budget

19 June, 2009 (18:31) | Health, dieting, family, food, heart disease, life, money, nutrition, women, women's health | By: Catherine Morgan

Could The Recession Be Making More Americans Fat? Is it possible to eat healthy on a budget?

There seems to be evidence that the poor economy is taking its toll on American families and their ability to make healthy food choices. For some it may be that stress is contributing to an increase in emotional eating, and for others it may be the cost of eating healthy. For what ever reason, the recession appears to be having a negative affect on obesity in America. And since there is no sign of economic recovery in the near future, we need to all find ways to get ourselves (and our families) through these hard times without forfeiting our health.

Back in October I wrote a post on saving money while still eating healthy, and now more than ever, I think we need to take another look at how we can do that.

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